The Tennessee Risk Management Trust

Is a member owned insurance Trust created in 1987 with the goal of providing the best possible insurance services at the most stable, affordable price to public entities in Tennessee.


Years of Experience

Since 1987, the Trust’s founding principal was to protect assets of public schools. Since its founding, the Trust has significantly broadened both coverage options and membership.


Dedicated Employees

The Trust employs 32 dedicated, highly experienced employees and is governed by a 9 member Board of Trustees.



Since the inception of 13 original members in 1987, TNRMT has grown in membership to over 200, strengthening the member-owned Trust.

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