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Articles by Topic

Proof of Life

Tom Montgomery, NGU

August 2020

Imagine coming to work one morning and being unable to access your email...
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COVID-19 Liability Protection Bill

TNRMT Attorney

August, 2020

Government was unprepared for COVID-19, and the law was unprepared for COVID-19.
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Dr. Tony Leon Tucker

Dr. Phillip Wallace, TNRMT Administrator

August, 2020

When Tony Tucker retired on June 30, 2020, he had over thirty (30) years combined service in education...
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TNRMT's COVID-19 Response

March, 2020

The COVID 19 pandemic and the necessary response to it has disrupted our lives...
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Cyber Security for the Holidays

Kyle Greenup, NGU

November, 2019

Historically speaking, Phishing attempts increase around holiday time...
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Wallace Honors Trustees

Kyle Greenup, NGU

November, 2019

TNRMT Administrator Dr. Phillip Wallace honored three of TNRMT's long-standing trustees.
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Harrold Henderson's 20th Anniversary

Kyle Greenup, NGU

September, 2019

TNRMT Celebrates Harrold Henderson's 20th.
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Cyber Security Awareness Training

Kyle Greenup, NGU

September, 2019

Today's workplace demands that everyone at all levels take part in cyber security.
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2020 Safety Grant!

Chris Stites, SEC

September, 2019

TNRMT is proud to offer its Members an opportunity for a big safety win...
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New Cyber Connection

NGU

August, 2019

In partnership with Great American Insurance Company...
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2019's Key Legislative Issues

NGU

August, 2019

The General Assembly recently adjourned...
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Alice Carnahan Celebrates 25 years

by Kyle Greenup, NGU

May, 2019

Alice is like the glue that holds the family together...
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NGU Announces New Member Portal

by Kyle Greenup, NGU

April, 2019

NGU is pleased to announce a new Member Portal...
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2019 Safety Grant Recipients

by Chris Stites, SEC

April, 2019

The 2019 Safety Grant Recipients are...
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TNRMT's Open Records Policy

by Dr. Phillip Wallace, TNRMT

February, 2019

Recent events and requests for claims and administrative information...
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Safety Grant Update

by Chris Stites, SEC

February, 2019

Our TNRMT Safety Grant Program has again had staggering response...
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TNRMT Sponsors TOSS Training Events in January

by TNRMT

November, 2018

TNRMT will sponsor a unique training opportunity for our member school systems...
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2019 TNRMT Safety Grant – Application Due Soon!

by SEC

November, 2018

The TNRMT Safety Grant application is due very soon!
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TNRMT Continues Safety Grant Program

by Chris Stites, SEC

October, 2018

TNRMT is excited to continue the Safety Grant program.
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TNRMT to Deploy New Online Reporting

by Kyle Greenup, NGU

September, 2018

NGU, SEC, and TNRMT have been working with our claims system vendor to update our online reporting system.
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TNRMT Provides WBL / LEA Coverage

by John Evans and Tom Montgomery, NGU

August, 2018

TNRMT will provide additional coverages to meet our understanding of the requirements of Public Chapter No. 991
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Notice of Reported Work Injury

TN Form

Tennessee's Notice of Reported Injury.
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Beginner's Guide to WC

Tennessee's WC Guide

A beginner's guide to WC in Tennessee.
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Nashville Waffle House Shooting

by TNRMT, NGU, and SEC

April, 2018

Sharita Henderson, daughter of long time employee and friend Harrold Henderson was among the injured...
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Buster the Bus

by Tom Montgomery, NGU

January, 2018

We've added a bus safety expert to the TNRMT staff, Buster the Bus...
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School Bus Law Change

by Tom Montgomery, NGU

January, 2018

Tennessee has a new law and guidelines regarding school buses and drivers, which became effective January 31, 2018...
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2018 Safety Grant Recipients

by Chris Stites, SEC

January, 2018

We are excited to announce that our TNRMT Safety Grant Program had an overwhelming response in its inaugural year...
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Tennessee Bullying Incident Makes National News

by Tom Montgomery, NGU

December, 2017

A school bullying incident has made national news. This time it occurred in a Tennessee school...
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Regarding Cyber Liability

by Kyle Greenup, NGU

November, 2017

A growing topic of concern for our Members is the topic of Cyber Security and the liability arising from data breaches and successful hacking attempts...
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Safety Grant Program

by Chris Stites, SEC

November, 2017

TNRMT recognizes that safety awareness and training are vital components of any effective safety program...
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The Evolution of TNRMT Cyber Coverage

by Tom Montgomery, NGU

November, 2017

TNRMT and NGU Risk Management were proud to bring cyber coverage to all TNRMT members as early as July of 2011...
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Of Computers, Shooters and Marketing

by John Evans, NGU

October, 2017

We are all acutely aware of the recent Equifax hack as well as numerous other intrusions...
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Enjoy the Total Solar Eclipse Safely

by Tom Montgomery, NGU

July, 2017

At TNRMT we recognize that you wish to take advantage of this rare educational experience...
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New TOSHA standard for 2017

by Mark Bilyeu, SEC

July, 2017

The top injury cause in Tennessee and the United State is in fact slips, trips, and falls...
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Handguns on Government Property

by Tom Montgomery, NGU

February, 2017

Guns, or more specifically when and where a person can carry a gun, have been a hot topic lately...
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Fire Safety for Life

by Chris Stites, SEC

February, 2017

Smoke kills!! Awareness and training go a long way.
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AG's Opinion on New Bond Law

by Tom Montgomery, NGU

September, 2016

TNRMT's fidelity and crime coverage limit was increased to $400,000 per occurrence to satisfy the new state law.
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Sample Drone Policy

by Chris Stites, SEC

September, 2016

TNRMT introduces coverage to protect your entity from claims arising from proper use of drones.
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Legal Corner: Inflatables as Amusement Devices

September, 2016

Please see the following legal information regarding inflatables used as amusement devices.
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TNRMT Increases Fidelity Limit

by Tom Montgomery, NGU

June, 2016

This increase allows you to take advantage of a new law enacted this year by the Tennessee General Assembly.
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Schools Implement STOPit

by Tom Montgomery, NGU

March, 2016

The STOPit program has been well received since it’s Tennessee launch last November.
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Review of OSHA Regulations

by Jason Beggett, TNRMT

March, 2016

Under the new regulations, employers are now required to report to OSHA if...
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STOPit Partnership Strong, Widely Accepted

by Kyle Greenup, NGU

February, 2016

Recently, the Hardeman County School System hosted a rally to promote the use of technology to combat bullying in schools.
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TNRMT announces partnership with STOPit

by Tom Montgomery, NGU

Issue - November, 2015

Bullying and cyberbullying have become a problem that all schools must address...
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WC Law Compliance

by Tom Montgomery, NGU

Issue - September, 2015

The Workers’ Compensation Reform Act of 2013 has been in place for well over a year now. As a reminder, we now have a TN Workers Compensation Administrative Court System...
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Telemedicine and Our Schools

by Tom Stanley, SEC

Issue - September, 2015

The evolution of medical care has been a common topic of late with issues such as skyrocketing prices and The Affordable Care Act. The actual treatment of patients just isn’t the same as it was only a few years ago...
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Working Safely

by Jason Baggett, TNRMT

Issue - September, 2015

The collective staff of NGU, SEC, and TNRMT want to thank you, the TNRMT Members, for working so hard to improve the safety of your workplace...
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Check With us Before You Fly a Drone

by Tom Montgomery, NGU

Issue - September, 2015

Drones, or more technically, unmanned aerial vehicles (UAV’s), are regulated by Federal Government Agencies including the FAA and FCC. In addition...
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Board Welcomes Dr. Mischelle Simcox

by Kyle Greenup, NGU

Issue - September, 2015

The Board of Trustees would like to formally welcome Dr. Mischelle Simcox to the Tennessee Risk Management Trust Board...
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New Online Reporting

by Kyle Greenup, NGU

Issue - August, 2015

On August 10th, the Tennessee Risk Management Trust will switch from our current online reporting system to a new and improved online reporting system...
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Enhanced Appraisal Program

by Tom Montgomery, NGU & SEC

Issue - August, 2015

Recently, the TNRMT Board of Trustees revised the appraisal contract with Risk Assurance Inspections (RAI)...
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The "A" Word

by Chris Stites, SEC

Issue - August, 2015

The EPA requires public school districts and private non-profit schools to appoint an asbestos management coordinator...
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Board Welcomes Mr. Karl Ullrich

by Kyle Greenup, NGU

Issue - March, 2015

The Board of Trustees would like to formally welcome Mr. Karl Ullrich to the Tennessee Risk Management Trust Board...
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Trustee Nominations

by Jeff Mathis, NGU & Kyle Greenup, NGU

Issue - March, 2015

The TNRMT is accepting nominations for board members for Districts 1, 6, and 8...
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Tornado Preparedness

by Mark Bilyeu, Safety Engineering & Claims Management

Issue - March, 2015

It’s that time of the year when the grass turns green and the flowers start to bloom...
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Bidding Against Yourself

by John Evans, NGU & Kyle Greenup, NGU

Issue - March, 2015

Every year we see commercial insurance companies come to Tennessee with an appetite for new business in the form of public entities...
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Staying Safe Online in 2015

by Kyle Greenup, NGU

Issue - February, 2015

It’s an unfortunate, but true statement. Cybercrime is a trend that will not go away. It’s just far too lucrative and far too easy for tech savvy criminals. In 2014 alone, large companies...
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Time to Post OSHA 300A Reports

by Jason Baggett, TNRMT

Issue - February, 2015

All of our members are required to complete an OSHA 300 Log. The OSHA 300 Log is a record keeping tool designed to track and record workplace injuries. In order to complete an...
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Concussion Awareness

by Chris Stites & Jason Baggett

Issue - February, 2015

No doubt about it, sports are a great way for kids to stay healthy while learning important team-building skills. What are the risks of pushing the limits of speed, strength and endurance? Children, parents and without a doubt...
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Cold Weather Preparation

by Chris Stites, SEC

Issue - January, 2015

Winter is upon us!  Ready or not, freezing temperatures are here.  The forecast for this week calls for below freezing temperatures...
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TNRMT Welcomes New Trustees

by Dr. Phillip Wallace, TNRMT Administrator

Issue - December, 2014

TNRMT welcomes the following new board members, Dr. Leta Joiner, Director of Stewart County Schools; John Cain, Finance...
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EF 3 Tornado Damage & 96 Short Days Later

by Chris Stites, Safety Engineering Consulting & Claims Management

Issue - December, 2014

On April 28, 2014 an EF 3 tornado containing at least 136 mph winds hit South Lincoln Elementary School...
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TNRMT Gets New Website

by Kyle Greenup, NGU

Issue - November, 2014

With help from NGU Risk Management, TNRMT has recently updated www.tnrmt.com. Changes include a more streamlined navigation, search functions, updated photos & graphics, and mobile web compatibility....
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Manage Your Schedules and More Online

by Betsey Sullivan, NGU

Issue - November, 2014

Throughout the year, you will likely have the need to request a change in your entity’s Property Schedule or Auto Schedule, request Builders Risk Coverage, or even request a...
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Basics of Inspecting Playgrounds

by Jason Baggett, TNRMT

Issue - November, 2014

Every year, TNRMT has several reports of playground accidents. Unfortunately, a few of these accidents are simply unavoidable. However, with proper supervision and maintenance, most...
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FAQs - Transporting Athletes

by Betsey Sullivan, NGU Risk Management

Issue - September, 2014

There have been several school systems asking if the liability/insurance of a personally owned vehicle could be assumed by the school system...
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Jail is a Dangerous Place

by Stephanie Krug, Safety Engineering Consulting & Claims Management

Issue - September, 2014

The Tennessee Supreme Court recently noted that “jails are dangerous places.” On October 27, 2009, Kenneth King was pulled over for failing to...
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Inspections of Bleachers and Grandstands are Required

by Chris Stites, Safety Engineering Consulting & Claims Management

Issue - September, 2014

The Tennessee Risk Management...
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SEC Loses long-time Employee and Friend

Issue - August, 2014

The staff at SEC, NGU, and TNRMT are saddened by the passing of long time employee and friend Clayton Cabron. Clayton served SEC and the Trust since November of 2004. After fighting health issues, he passed peacefully in his sleep early Sunday morning...
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Workers' Compensation Audit – Why Be Afraid?

by Jeff Mathis, NGU Risk Management

Issue - August, 2014

Most of us on the financial side of business want to run and hide when we hear the word auditor. I know here at NGU Risk Management, I am...
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TNRMT’S Position on Donated Military Vehicles

by Ruby Keith & Tom Montgomery, NGU Risk Management

Issue - August, 2014

The military draw down from Afghanistan has resulted in...
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Workers' Compensation Law Changes

by Tom Montgomery, NGU & SEC

Issue - June, 2014

As you are aware, the Tennessee’s Workers' Compensation Statute has undergone some drastic changes, which applies to all injuries occurring on or after July 1, 2014...
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Please register for Changes for Worker’s Compensation - Effective July 1st, 2014.

Issue - June, 2014

An informative, 90 minute online webinar discussing the new laws that affect Workers' Compensation in Tennessee. The webinar is...
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New Tennessee Workers' Compensation Laws effective July 1, 2014.

Issue - June, 2014

Bradford Box of Rainey Kizer Reviere & Bell PLC will host an informative, 90 minute online webinar on June 30th at 9:00 AM CST. The purpose of this webinar is to discuss the new...
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Trust Administrator John Wilburn Announces Retirement. TNRMT Seeks New Administrator.

Issue - April, 2014

April 16th, 2014. The Board of Trustees wishes to inform you of the retirement of Trust Administrator, John Wilburn...
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Fire and Water Damage Remediation and Restoration

Issue - March, 2014

Many of you have been approached by several vendors or contractors asking you to allow them to assist you in an emergency response plan in the event of fire or water damage...
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TNRMT Does More Than Handle Claims

by John Wilburn, Trust Administrator

Issue - April, 2010

On January 28, 2010, TOSS and its Platinum Sponsors, The Tennessee Risk Management Trust and NGU Risk Management sponsored a very...
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How Many Attorneys Do We Really Need?

by John Evans, NGU Risk Management

Issue - April, 2010

Elsewhere in this newsletter, you have noticed that TNRMT has decided to retain an attorney to assist members with legal questions and issues...
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Bail Reform Act Lawsuits

Issue - April, 2010

Being sued is nothing new for most counties and sheriffs. However, a new kind of lawsuit is challenging the way sheriffs, General Sessions judges...
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Legal Corner: Guns Allowed in Public Parks, Except When Children Are Present

by Keith Dennen, Bone, McAllester, Norton

Issue - November, 2009

Last year, the Tennessee General Assembly debated whether people...
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Cell Phones and Text Messaging

by John Wilburn, Trust Administrator

Issue - November, 2009

Is this a problem in your school? If the response is yes, perhaps you question what you can do to stop it. The Attorney General says you can...
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Property Coverage Enhanced for 2009 Renewal

by John Evans, NGU Risk Management

Issue - November, 2009

Most, if not all, of you are aware that TNRMT has been performing a property appraisal program for the past three...
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Kentucky Coach vs Kentucky Principal

by Harrold Henderson, Tennessee Risk Management Trust

Issue - November, 2009

In a previous issue of InTrust, we advised that TSSAA Board of Control passed a proposal that required a heat policy for all its member schools...
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TNRMT Membership Not Bashful About Renewal

by John Evans, NGU Risk Management

Issue - November, 2009

Another July renewal is now behind us. This is the 22nd renewal of the Tennessee Risk Management Trust since its beginnings in 1987...
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Police Officer Safety: Meth Users

by Chris Stites, Safety Engineering and Claims Management

Issue - November, 2009

As dangerous as the meth lab operation is, for most police officers the danger from meth comes from dealing with the methamphetamine...
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Opportunity

by Keith Brewer, Executive Director, TOSS

Issue - November, 2009

The late Milton Berle stated, “If opportunity doesn't knock, build a door.” John Evans and John Wilburn have built that door for school...
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When Disaster Strikes

Issue - April, 2009

Within days of its dedication, fire completely destroyed the Lily Pad Research Center in Norris, Tennessee. Principal Jess Anne Cole said...
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To Bid or Not to Bid, That Is the Question

Issue - April, 2009

The current economy and shrinking tax receipts have caused everyone involved in local and state government to look for ways to use available...
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Vendor or Partner?

Issue - April, 2009

Staff members of the Risk Management Trust recently had the opportunity to offer insight into the inner workings of a governmental pool to several...
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TSSAA Heat Policy

Issue - April, 2009

As you may know, the TSSAA passed a proposal that requires a heat policy for all its member schools. The Risk Management Trust endorses the new...
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An Ounce of Prevention

Issue - January, 2009

In 2004, perhaps as the result of a claim investigated by the Risk Management Trust, Amana issued a “Notice of Repair Program for...
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Trust Welcomes New Trustees

Issue - January, 2009

The Trust says goodbye, and thank you to longtime Trustees, Tony Tucker and Robert Stidham. Each had contributed immensely to the success of the Risk...
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Could This Happen to You?

Issue - January, 2009

XYZ School District owns an old school building that has been turned over to a community organization for use as a community center. A neighborhood...
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How to Eliminate Lawsuits

Issue - January, 2009

The headline above would imply that there is a way to eliminate lawsuits. Unfortunately, there is no way to avoid lawsuits but there are...
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Legislative News

Issue - March, 2007

Several bills of interest have been introduced this session which could have a tremendous effect on your TNRMT program in the coming years...
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They're Back!!

Issue - March, 2007

Each year, there are a few commercial, for-profit insurance companies knocking on the door promising lower cost and better coverage...
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How does the pool work and why should we stay in it?

by John Evans, NGU Risk Management

Issue - February, 2007

Membership in TNRMT is generally stable from year to year but as school board members and directors...
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He’s not your average (Billy) Joe

Trust board member marks 44 years in education

Issue - February, 2007

With three schools, a steady population, a defined service area, and “the best school board in the world”, Fayetteville Director of Schools...
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Teach the Newbie

Adequately orient new employees to limit job injuries

Issue - February, 2007

Insurance studies indicate that most job injuries occur to new employees because of the unfamiliar work environment and a lack of safety...
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Return-to-work benefits employer, injured employee

Issue - September, 2006

What is a Return-to-Work Program? A return-to-work (RTW) program is a proactive process used by the employer to help employees who have suffered a work-related injury or illness...
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New Trust member knows kids, finance

Issue - September, 2006

Frank Lacey isn’t strident in his views, just settled. “I have a passion for getting our kids back to the root of education and also equipping teachers and giving them the ability...
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County Mayor proud of proactive stance

Issue - September, 2006

Larry Griffin has a unique perspective on county government. After working as ambulance service directory for five different county executives and 75-180 different county...
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Safety Engineer joins loss control

Issue - September, 2006

The loss control staff has a new addition. Chris Stites came aboard in June as a safety engineering consultant. Stites has a bachelor’s degree in occupational safety and...
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Reappraisals finding missing, undervalued buildings

Issue - September, 2006

The TNRMT appraisal program with Risk Assurance Inspections (RAI) is progressing as expected, according to John Wilburn, administrator of the TNRMT...
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Robinson says boards need to protect 18-year investment

Issue - May, 2006

Tennessee Risk Management Trust board member Dawn Robinson is proud of the Trust’s history of supporting school boards and enthusiastic about the organization’s future...
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Property appraisal program to measure every structure

Issue - May, 2006

An ambitious program to appraise property values in all Tennessee Risk Management Trust member school systems over the next three years is under way, and appraisers...
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Hazards don’t take a vacation

Issue - May, 2006

We at Tennessee. Risk Management Trust want to thank all of you for working hard to improve the safety of your workplace. As we approach the summer months, with...
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Fire leads to AC switch recall

Issue - May, 2006

When a fire at Macon County's West Side Elementary School in early 2004 resulted in the total loss of a portable classroom building, TNRMT was notified of the fire...
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RMT to Provide Free Property Appraisal

Issue - September, 2005

TSBA leaders did not agree with the opinion of RMT trust attorney Keith Dennen that Tennessee law precluded a private non-profit corporation such as TSBA from membership...
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Attorney General Issues Ruling Requested by TSBA

Issue - September, 2005

TSBA leaders did not agree with the opinion of RMT trust attorney Keith Dennen that Tennessee law precluded a private non-profit corporation such as TSBA from membership...
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Trusts May Have New Competition

Issue - June, 2005

The TSBA Board of Directors, meeting on June 11, 2005, apparently decided to explore the possibility of establishing a trust to directly compete with the RMT programs...
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Three Trustees Leave Board

Issue - June, 2005

Three Risk Management trustees have completed their terms and leave the board of trustees effective June 30, 2005. Gloria Sweet-Love is a member of the Haywood County...
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Few Boards Bid Insurance

Issue - June, 2005

The Risk Management Trust is a pool of governmental entities operating a first-class risk management program. Most boards understand the concept because...
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Risk Management Trustees Elected

Issue - June, 2005

Three new trustees were elected and one trustee re-elected in the first election of trustees by the membership of the Risk Management Trust. The elections...
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It’s That Time Again!

Issue - March, 2005

About the same time every year, you are asked to complete a renewal application and verify property, inland marine, and auto schedules. And if...
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Success in Bedford County

Issue - March, 2005

In 2002, our loss control team started working with general manager, Mr. Walter Bobo, and his staff. During these past few years, Mr. Bobo and staff...
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How Bad Did That One Hurt

Issue - March, 2005

After reading the on the Dickson County Schools property loss above, some of you may be wondering how their $2,000,000 loss would affect...
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In Memory of Joyce Gregory

Issue - March, 2005

It was just another day on the route for Joyce Gregory. A 14-year-old passenger shot Gregory, 47, a Stewart County school bus driver, teacher...
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A Team

Issue - March, 2005

Perhaps you recall a successful television show called the A Team, and a saying from the lead character, “Don’t you just love it when a plan...
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New Trustee Election Procedure to Begin Immediately

Issue - March, 2005

Thank you for promptly returning the intergovernmental agreements which were distributed earlier. Through these agreements, you have approved...
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Help Us Help You: Use Electronic Reporting

by John Wilburn, Trust Administrator

Issue - February, 2005

One of the most popular features of the Board liability program is the Athletic and Student Accident program. It provides benefits not...
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Trust Membership Keeps Growing

Issue - February, 2005

Four Years ago, the Risk Management Trustees were faced with a problem. Another trust, which consisted primarily of county governments...
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Athletic & Student Accident Program

by John Wilburn, Trust Administrator

Issue - February, 2005

One of the most popular features of the Board liability program is the Athletic and Student Accident program. It provides benefits not...
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Safety Grant Application

TNRMT Safety Grant

Apply for the TNRMT Safety Grant.
Download PDF

School Risk Appraisal Form

On-Stie Appraisal Form

Use this form to complete on-site appraisals for your entity.
Download PDF

Public Entity Risk Appraisal Form

On-Stie Appraisal Form

Use this form to complete on-site appraisals for your entity.
Download PDF

Tennessee Form C20

First Report of Injury

The use of this form is required under the provisions of the Tennessee Workers' Compensation Law and must be completed and filed with your insurance carrier immediately after notice of injury.
Download PDF

Tennessee Form C41

Wage Statement

Via the Tennessee Department of Labor and Workforce Development
Download PDF

Tennessee Form C42

Employee's Choice of Physician

A copy of this form must be provided to the employee. The employer must keep the original form on file and upon request provide a copy to the Division of Workers’ Compensation.
Download PDF

Employee Accident Report

Please submit with First Report of Injury Form within 24 hours
Download PDF

HIPPA Medical Authorization

Please submit with First Report of Injury Form within 24 hours
Download PDF

Mileage Request Form

Please forward to your Claims Representative
Download PDF

Supervisor Accident Investigation Report

Please submit with First Report of Injury Form within 24 hours
Download PDF

Witness Accident Report

Please submit with First Report of Injury Form within 24 hours
Download PDF

Workers' Compensation Checklist

Please submit with First Report of Injury Form within 24 hours
Download PDF